Insurance.

[WINKIE]

Looking to hire a scooter or quad on our visit in September,just to get around a little more.We are in our mid 50,s so not hells angel types,lol .Is it advisable to declare this on my holiday insurance ?.Thanks for any advice folks.

[Rover]

Don't think it matters how old you are! I do not know what will happen if you "declare" that you intend to use a scooter. I know I am not covered, and suspect they will not cover you. Best to find out though before you go ahead.

[Jules]

I would if I was you as the insurance you get with a quad bike is only 3rd party. Your own insurance may be able to add it on for a small additional premium.

[Richard/Jackie/Nathan]

Speaking as an Insurance Broker any decent policy would cover you automatically for any medical claim as a result of an accident on a scooter or quad. It is only 3rd Party cover in regards to the cover the hirer supplies - you cannot extend holiday insurance to cover damage to the vehicle.

[Rover]

You are correct Richard et al! We are covered as long as we have the relevant UK licence, and wear helmets. It is climbing and some "sports" which are excluded.

[Richard/Jackie/Nathan]

I should hope I am - I've been a broker for 25 years 

[WINKIE]

Thanks to you all for the very helpful replies,much appreciated folks.

[tonyco1]

Always read the terms and conditions, the thing we usually brush over...
I get free Annual Travel Insurance as part of my bank account deal (not really free of course)....
It excludes quad bike cover, but allows you to hire a scooter without any problem...