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Insurance.

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Richard/Jackie/Nathan:
I should hope I am - I've been a broker for 25 years  8)

WINKIE:
Thanks to you all for the very helpful replies,much appreciated folks.

tonyco1:
Always read the terms and conditions, the thing we usually brush over...
I get free Annual Travel Insurance as part of my bank account deal (not really free of course)....
It excludes quad bike cover, but allows you to hire a scooter without any problem...

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