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maggiesaes:
We changed cash today and got 1.09.
Better than it has been but we have a way to go.
Not back in San Stef until September 16th.
geordieborn:
--- Quote from: Waspman on August 19, 2019, 08:12:33 PM ---All ATMs abroad are a rip off. Not only does the ATM supplier charge you a fee, typically €3.95 per transaction but most of UK banks also charge you.
On top if this, if you opt for the DCC (dynamic currency conversion) you will be charged yet again. Brits lose 125 million pounds a year on overseas ATM charges. Food for thought.
My advice, get an "overseas credit card" (ie Halifax Clarity) you simply cannot get a better rate.
--- End quote ---
I'm always open to saving money, but the above is still a credit card and they will still charge you interest from day 1 if you get cash out. The Mastercard rate of exchange if used is certainly better than Visa, but still no good for cash. Depending on how you like to/normally spend i.e. cash or card I suspect either a Caxton or FairFX pre-loaded card will be better. I agree charging any fee for the ATM is poor, but these must be extreamly risky for them in AgiousS. Still think for cash, even with the charge, the ATM will be way cheaper than Halifax. The other good thing with pre-loaded is that you load when the rate is to your liking.
I'm not too sure when people post sayng they get 1.10 or whatever they are quoting like for like i.e. do these rates include and charges? The mid-rate at close today was 1.0945, I've never known anyone give you that rate or anything like it.
Jimbo:
Much as it pains me to say this, Waspman is an expert in this area. Halifax Clarity card does not charge for normal transactions, such as having supper etc., and I mostly use mine for that. Getting cash abroad is basically a very bad idea, so for cash either get it at home for the best rate you can find (usually TravelFX) or, as you do, take a prepaid card.
You can change GBPs to euros at San Stefano Travel, where the kindly, intelligent, helpful, knowledgeable and beautiful women (hope you're reading this Aline!) will charge 2%. We usually take maybe £200 in GBPs with us, becauseif you don't spend them you use them at home.
Waspman:
--- Quote from: Jimbo on August 19, 2019, 11:58:36 PM ---Much as it pains me to say this, Waspman is an expert in this area. Halifax Clarity card does not charge for normal transactions, such as having supper etc., and I mostly use mine for that. Getting cash abroad is basically a very bad idea, so for cash either get it at home for the best rate you can find (usually TravelFX) or, as you do, take a prepaid card.
You can change GBPs to euros at San Stefano Travel, where the kindly, intelligent, helpful, knowledgeable and beautiful women (hope you're reading this Aline!) will charge 2%. We usually take maybe £200 in GBPs with us, becauseif you don't spend them you use them at home.
--- End quote ---
Why "Much as it pains me to say this" do you hold me in such so low regard?
Jimbo:
Mark of respect, George!
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