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debra:
Thanks Waspman - clearly spelt out

Jimbo:
Totally ignoring the very clear data I posted above seems a little strange.

I am talking about the rates this morning. That's a fact. I was not talking about taking loads of UK dosh - just enough to cover emergencies.

Our travel insurance covers up to £2000 of lost or stolen cash.

My "home work" suggests that we got a better rate on the Euros we bought at 1.21 earlier this year than we would get gambling on the rate in July.

johny rebel:
Buy loads of cash before you go change into euros at £1.20'at fair fx all greek restaurants and tavernas love euros result everybody happy

Waspman:
Jimbo, If we're talking about "rates this morning" your homework could well be flawed, At this moment in time your rate of 1.21 will be beaten by the "no commission" credit cards as the current exchange rate today in Agios Stefanos is 119.05 before commission, (116.66 after commission), so pro-rata to the June 2013 rate the Halifax Clarity (and others) would be expected to be around  about 1.22/1.23 euros.

If you're saying that you only take "enough UK dosh to cover emergencies" I would be very interested to know what other methods of payments you would use other than "sterling converted to euros in resort" as you appear to be opposed to cards.

It will be very interesting for us to compare our methods of payment and who gets the best deal when we both go in July this year, are you up for that?

Jimbo:
I'm was and am talking about taking Euros. We have plenty of Euros bought at the highest available rate. If you can get over 1.2 on your card in the summer I'll buy you supper!

As a professional programmer I think my grasp of maths is reasonably adequate. 1.195 is generally considered to be greater than 1.177, or am I missing some strange inversion in the number system that happens if you take a credit card? Those are the realities today. I happen to bank with Halifax and the exchange rates are ludicrous.

Let's be quite clear - using a credit card means that you are vulnerable to the rate on the day that you use it. This is known as gambling. Currently the pound is strong against the $ and the €, but there is no guarantee that that will last. Given that the GBP base rate is at an unusually high rate (1.2134) at the moment the chances of it going higher are slender.

For plastic, if you insist on it, a pre-loaded card with €s bought at a favourable rate would be a good option.

Taking a few GBPs is just in case you run out of Euros. No other reason.

Waspman is skewing the argument to the exchange of £s in AS. The simple unassailable fact is that taking € notes bought at at a good rate is the best way to maximise your spending money.

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