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Travel Insurance

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don:

--- Quote from: tonyco1 on June 12, 2009, 02:08:53 AM ---
--- Quote from: JULES T on June 12, 2009, 12:47:24 AM ---
--- Quote from: tonyco1 on June 11, 2009, 07:57:45 PM ---
--- Quote from: JULES T on June 11, 2009, 10:25:04 AM ---When you book with a tour operator they always ask if you have your own insurance if you opt out of the one they can supply. Surely it's up to the individual if they have adequate insurance as well and why then should the TO need to know. I would never travel without insurance which I have through my account at the bank I bank with.

--- End quote ---
We won't travel without it either, and I take good old Bristol boys comments fully on board, but the percentage of claims Totals, against the money collected is an imbalance into massive profits, which is why I believe that Travel Insurance should pay out to repatriate as a minimum, in the case of severe illness, for whatever reason, whether it is pre-existing or not, after all - no one, unless mentally ill, will travel on a holiday, and be enduring a fatal illness in the final stages! The ones who get ill usually don't expect to do so on holiday!!
But if you feel great, go away, keel over unexpectedly, and if you have a touch of blood pressure or a previous mild heart attack from years ago, you are stuffed and not covered!! Morally wrong, as you can also live for umpteen years afterwards, without a problem!
Thats why I hate MP's and Insurers, far too crafty.

--- End quote ---
On my policy I think it says if the problem or illness has been treated by the Doctor in the last 12 months then you have to tell them but only then. If not had Doctors treatment then you are ok.

--- End quote ---
And if you are on medication for life???

--- End quote ---
Make sure it's Epilepsy then prescriptions are free for everything.

tonyco1:

--- Quote from: don on June 12, 2009, 02:20:11 AM ---
--- Quote from: tonyco1 on June 12, 2009, 02:08:53 AM ---
--- Quote from: JULES T on June 12, 2009, 12:47:24 AM ---
--- Quote from: tonyco1 on June 11, 2009, 07:57:45 PM ---
--- Quote from: JULES T on June 11, 2009, 10:25:04 AM ---When you book with a tour operator they always ask if you have your own insurance if you opt out of the one they can supply. Surely it's up to the individual if they have adequate insurance as well and why then should the TO need to know. I would never travel without insurance which I have through my account at the bank I bank with.

--- End quote ---
We won't travel without it either, and I take good old Bristol boys comments fully on board, but the percentage of claims Totals, against the money collected is an imbalance into massive profits, which is why I believe that Travel Insurance should pay out to repatriate as a minimum, in the case of severe illness, for whatever reason, whether it is pre-existing or not, after all - no one, unless mentally ill, will travel on a holiday, and be enduring a fatal illness in the final stages! The ones who get ill usually don't expect to do so on holiday!!
But if you feel great, go away, keel over unexpectedly, and if you have a touch of blood pressure or a previous mild heart attack from years ago, you are stuffed and not covered!! Morally wrong, as you can also live for umpteen years afterwards, without a problem!
Thats why I hate MP's and Insurers, far too crafty.

--- End quote ---
On my policy I think it says if the problem or illness has been treated by the Doctor in the last 12 months then you have to tell them but only then. If not had Doctors treatment then you are ok.

--- End quote ---
And if you are on medication for life???

--- End quote ---
Make sure it's Epilepsy then prescriptions are free for everything.

--- End quote ---
No need - just make your age 60!! LOL

Bristle Boy:
Just got in from Bristol City Centre after watching The Damned.
What a stir has been caused on here. Just purchase the travel insurance and live with it! U need it and that's it. Why would anybody insure someone who's a high risk! Not long to go until i arrive in San Stef (oh...and Debs, my wife). 16 long years.....will i be wondering why we waited so long to return?!

Jules:

--- Quote from: Bristle Boy on June 12, 2009, 03:23:19 AM ---Just got in from Bristol City Centre after watching The Damned.
What a stir has been caused on here. Just purchase the travel insurance and live with it! U need it and that's it. Why would anybody insure someone who's a high risk! Not long to go until i arrive in San Stef (oh...and Debs, my wife). 16 long years.....will i be wondering why we waited so long to return?!

--- End quote ---
You sure will wonder why. You will love it. :)

Zimmer:

--- Quote from: swedebasher on June 11, 2009, 09:16:25 PM ---It is the 'screening' that takes the time once you inform them of a problem, but it IS worth it, as should you fail to own up to everything, should you have some trouble abroad then I have seen cases where the entire insurance gets made null and void. Insurance is always cheaper when you purchase it direct rather than take the travel company offering.

--- End quote ---

after about 45 minutes I'm £140 poorer

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