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Travel Insurance

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don:
Always use Argos Annual Worldwide............... Unfortunately broke my neck (not spinal cord) 32 years ago. I started back to work 3 years later and have never had a day off with that problem or related one since so why is it any of their business?

tonyco1:

--- Quote from: don on June 10, 2009, 02:16:39 AM ---Always use Argos Annual Worldwide............... Unfortunately broke my neck (not spinal cord) 32 years ago. I started back to work 3 years later and have never had a day off with that problem or related one since so why is it any of their business?

--- End quote ---
Yes - a big bone of contention, we still use the same insurer for our annual, we had to declare Linda's heart attack nearly 20 years ago.
Sorry Bristol Boy, hope this doesn't offend, but I truly believe that Insurance Companies are the worlds biggest thieves,
(after Euro and Uk MP's), they quickly take your money and so much is hidden in small print to deny payment!
No one wants to be defrauded, but if you are honest, and while I can understand a slight loading when you declare, having been given access to your med/records, which show you are now stable, they should by law be made to insure and pay out if the worst happens.
It must even out over the millions who never ever claim. We have never claimed in 40 years of travel - so it's profit all the way!
Insurance companies hate to pay out and will use any way to avoid it - as usual big profits win over customer service and committment!
The majority of older people have high blood pressure, many have a touch of asthma or various ailments, which is really quire normal!
It's these everyday things, in normal circumstances never a threat, that give the excuse to deny paying out when something goes wrong on holiday!
Repatriation should be the minimum that they cover!
At the very least they should support a central fund to cover this, like motor insurance,
or like when holiday companies go bust and it pays to get the customers home again!

swedebasher:
Insurance must be seen as a necessary evil, I pay and then forget about it. As others observe, it is FAR more costly not to have it if something goes wrong. The problems start when the will not cover certain ailments, in that case it is a lottery of luck. Bizarrely my AXA policy will not cover me for my stable hypertension, but WILL cover my wife for the same thing!!
To Mr Zimmer, there are several companies out there that specifically cover over 65s(humble apologies if I misread what you said), so spend some time on their websites and get quotes. As I said I have found that Direct Travel on the South Coast have always given me the best quote, but you pay's your money and takes your pick.

Bristle Boy:

--- Quote from: tonyco1 on June 10, 2009, 03:15:14 AM ---
--- Quote from: don on June 10, 2009, 02:16:39 AM ---Always use Argos Annual Worldwide............... Unfortunately broke my neck (not spinal cord) 32 years ago. I started back to work 3 years later and have never had a day off with that problem or related one since so why is it any of their business?

--- End quote ---
Yes - a big bone of contention, we still use the same insurer for our annual, we had to declare Linda's heart attack nearly 20 years ago.
Sorry Bristol Boy, hope this doesn't offend, but I truly believe that Insurance Companies are the worlds biggest thieves,
(after Euro and Uk MP's), they quickly take your money and so much is hidden in small print to deny payment!
No one wants to be defrauded, but if you are honest, and while I can understand a slight loading when you declare, having been given access to your med/records, which show you are now stable, they should by law be made to insure and pay out if the worst happens.
It must even out over the millions who never ever claim. We have never claimed in 40 years of travel - so it's profit all the way!
Insurance companies hate to pay out and will use any way to avoid it - as usual big profits win over customer service and committment!
The majority of older people have high blood pressure, many have a touch of asthma or various ailments, which is really quire normal!
It's these everyday things, in normal circumstances never a threat, that give the excuse to deny paying out when something goes wrong on holiday!
Repatriation should be the minimum that they cover!
At the very least they should support a central fund to cover this, like motor insurance,
or like when holiday companies go bust and it pays to get the customers home again!


--- End quote ---

"hope this doesn't offend" - No worries. Chilled out with only one day left in work, finish tomorrow and then fly out to San Stef on Monday morning. soo excited!
Travel insurance is what i call "Peace of mind" cover. If anything does go wrong on hols, at least i know i'm covered (he says fingers crossed!). Anyway what's £40 these days! For any insurer it's all about risk and costing accordingly. Oh, and making a profit. One wouldn't expect a friend or family member to risk all in a business, without that person making a profit!
Successful companies make money, real jobs are created and we all live happily ever after! Contrast that to the 'financial black hole' that is the UK public sector!

Going back to travel ins. I think it's the tour operators that require us to take travel ins. It's the insurance co.s that provide the product. I noticed swedebasher mentioned one particular insurance co....Hmmm!..I'll not comment on that!!

Have a good evening and i look forward to San Stef. 

don:

--- Quote from: Bristle Boy on June 10, 2009, 11:34:34 PM ---
--- Quote from: tonyco1 on June 10, 2009, 03:15:14 AM ---
--- Quote from: don on June 10, 2009, 02:16:39 AM ---Always use Argos Annual Worldwide............... Unfortunately broke my neck (not spinal cord) 32 years ago. I started back to work 3 years later and have never had a day off with that problem or related one since so why is it any of their business?

--- End quote ---
Yes - a big bone of contention, we still use the same insurer for our annual, we had to declare Linda's heart attack nearly 20 years ago.
Sorry Bristol Boy, hope this doesn't offend, but I truly believe that Insurance Companies are the worlds biggest thieves,
(after Euro and Uk MP's), they quickly take your money and so much is hidden in small print to deny payment!
No one wants to be defrauded, but if you are honest, and while I can understand a slight loading when you declare, having been given access to your med/records, which show you are now stable, they should by law be made to insure and pay out if the worst happens.
It must even out over the millions who never ever claim. We have never claimed in 40 years of travel - so it's profit all the way!
Insurance companies hate to pay out and will use any way to avoid it - as usual big profits win over customer service and committment!
The majority of older people have high blood pressure, many have a touch of asthma or various ailments, which is really quire normal!
It's these everyday things, in normal circumstances never a threat, that give the excuse to deny paying out when something goes wrong on holiday!
Repatriation should be the minimum that they cover!
At the very least they should support a central fund to cover this, like motor insurance,
or like when holiday companies go bust and it pays to get the customers home again!


--- End quote ---

"hope this doesn't offend" - No worries. Chilled out with only one day left in work, finish tomorrow and then fly out to San Stef on Monday morning. soo excited!
Travel insurance is what i call "Peace of mind" cover. If anything does go wrong on hols, at least i know i'm covered (he says fingers crossed!). Anyway what's £40 these days! For any insurer it's all about risk and costing accordingly. Oh, and making a profit. One wouldn't expect a friend or family member to risk all in a business, without that person making a profit!
Successful companies make money, real jobs are created and we all live happily ever after! Contrast that to the 'financial black hole' that is the UK public sector!

Going back to travel ins. I think it's the tour operators that require us to take travel ins. It's the insurance co.s that provide the product. I noticed swedebasher mentioned one particular insurance co....Hmmm!..I'll not comment on that!!

Have a good evening and i look forward to San Stef. 

--- End quote ---

You enjoy San Stef and give them old Turnips a good one from the rest of us!!!!

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